A successful enterprise has never been built by one person

Mr. Samuel Ho, Chairman of the Board of Directors and Mr. Ocean Chan, Chief Executive Officer, led a group of experienced teams in different fields to achieve a common goal that hope to establish a better credit database and credit scoring system for the Hong Kong financial industry and motivate the innovation and improvement to the industry as a FinTech platform.

Management Team

Samuel Ho​

Chairman of the Board

Samuel Ho has extensive experience in credit bureau operation, consumer banking and in-depth understanding with consumer credit lifecycle. He was among the first executives to introduce consumer loan business model into China market. He is currently the Chief Executive Officer of Nova Credit Limited.

Stephen Koo​


Possess over 15 years of experience in multinational retail banking management and financial institutions, providing leadership on sales strategy.

Andrew Tse


Possess over 20 years of experience in the design, development and management of financial information systems, especially in the area of global financial trading and credit bureau.

Connie Leung


Served as Consultant and experienced in credit bureau industry over 30 years. She has being equipped and specialized in daily bureau operations, regulatory requirements, compliance and controls and customer services. She served as managerial role in customer supporting team and possess excellent track record in customer servicing.