Innovative System providing 7x24 Non-Stop Services

We understand the needs of different types of Financial Institutions. We provides innovative and practical products and solutions to satisfy your needs and assist you to create a more improved business model.

Identity Validation

Credit Risk Management Platform

Credit Management Intelligence Dashboards

Anti Financial Crime Solutions

Professional Scorecard Model and Analytic Solution

Commercial Financing

Consumer Credit Report

360 Professional Consultancy Service

Identity Validation

Enhanced Due Diligence solutions to protect your business from financial crime

Validate PRC & Hong Kong ID holder's information to enhance the due diligence of customers during onsite and remote onboarding.
Authorized ID Decoder to authenticate Mainland China’s 2nd generation ID card validity by decoding encrypted personal information stored embedded in ID’s chip with Optical Character Recognition (OCR) capturing ID’s printed information as well as biometrics authentication technology of facial and fingerprint recognition.

Credit Risk Management Platform

Credit Management Intelligence Dashboards

Effective Credit Review and Smarter Decision

Credit Analytics Platform

A real-time, interactive and graphical dashboard, let you visualize a true picture of existing portfolio and allows you to perform more detailed forecasting

Credit Risk Management Analytic Tools

Through the Credit Risk Management Analytic Tools, financial institutions will be able to define decision rules or criteria, review frequency as well as risk alert

Professional Analytic Consultancy Services

Provide you with comprehensive portfolio review analysis at different credit cycles, facilitating a smarter tailor-made consultation and validation solutions to improve portfolio performance

Anti Financial Crime Solutions

Fraud Detection Solution: Sophisticated, timely fraud detection solution can help identify patterns and anomalous behaviours.
Use machine learning and artificial intelligence to gather information, identify patterns of fraud and unusual behaviour, provide cutting-edge fraud detection solutions, anti-fraud solutions and related training services.
Fraud Risk Management System: Rule-based engine that efficiently executes customized applications, detects fraudulent components through network analysis, and automatically updates ova’s fraud detection schemes in response to rapidly changing fraud behaviour.

Professional Scorecard Model and Analytic Solution

Scorecard and bankruptcy risk scoring model: our reliable generic and customized scorecards enable credit managers to make accurate and efficient credit and pricing decisions during loan applications approval.
Risk based exposure management: to facilitate credit managers to decide whether to increase or decrease credit limits efficiently.
Recovery Score: to provide prediction of the likelihood of recovery to support collection priority.
Segmentation Analytic Solution: Facilitate better credit policies to manage acquisition risk.

Commercial Financing

A series of Commercial Financing Solutions for SME

Commercial credit reports cover various countries and regions around the world, including Mainland China and Taiwan, provide you with comprehensive, in-depth information about the business such as legal proceedings, field investigations and compliance reviews.
Instant Commercial Financing Platform— intelligence decision analysis and sophisticated optical character recognition (OCR) capable to assist financial institutions to improve efficiency on loan process and enhance risk decisions.

Consumer Credit Report

Smart Consumer Credit Report serves you round-the-clock

Finfo’s Core System for members – ConTech, serves you 24 hours a day, 7 days a week. The system enhances customer experience and operation efficiency, fulfilling business needs of online approval for traditional banking and virtual banking.
Support real-time credit information of consumers instead of snapshot and cover time series data to facilitate a smarter credit assessment.

360 Professional Consultancy Service

Our professional consultants have extensive experience in the financial industry and with latest financial technology we can provide advice and a range of solutions to help you to improve both risk management and operational standard.